Welcome to our directory of downloadable Kindle ebooks from the authors and publishers at Smashwords. Sample up to 10,000 words for free, then click over to Smashwords to download samples for your Kindle, or to purchase the books.  Hundreds to choose from, with new content every day.  Enjoy!

	Saving Money	by Bill Vincent Feb. 06, 2012	$1.99	10714 words	Sample 20%
	Tips for Having More of Your Money
	How To Be A Money Smart Student	by Brian Hostick Feb. 06, 2012	$1.99	6160 words	Sample 25%
	Author Brian Hostick provides graduating highschool students, and college freshmen, with useful money tips, tricks and insights. Students can use this information to not only survive, but thrive financially as they begin life away from home.
	The Ultimate Rebel: How to Drive a Luxury Car Free Every Year Without Selling Your Soul to the Devil	by Brad Dixson Feb. 04, 2012	$8.97	2784 words	Sample 2%
	How to Drive a Luxury Car Free Every Year will guide will give you step by step instruction on owning a brand new luxury or exotic car every year for free. With very little effort, the plan can be executed to have a new car within the space of one month.
	Help Me With Money: How to Find, Make, or Save Money in 30 Days	by Pete Walkey Feb. 03, 2012	$3.99	11054 words	Sample 20%
	If you are having financial difficulties-overdue bills, credit card debt, little or no savings, then this book is for you. In it you will find many valuable ideas to find money, make additional money, or save money within 30 days. I have spent over 15 years as a personal financial advisor, specializing in helping people in financial crisis.
	The Emotion Behind Money: Building Wealth From the Inside Out	by Julie Murphy Casserly Jan. 27, 2012	$9.95	67641 words	Sample 15%
	Julie Murphy Casserly is turning the personal finance industry upside down by de-bunking standard financial planning processes and educating people about a new way of finding financial success…and it all starts from within. IF you are ready for long term transformational change in your relationship with money then The Emotion Behind Money is for you.
	Let's Get Financially Fit!	by Joyce Pranion Jan. 24, 2012	$1.75	15713 words	Sample 20%
	When I realized that my financial system got us through some hard times, I knew I wanted to tell everyone about my ideas. This book was written for the average person who feels their bills are too high and they don't know how to manage them. There are easy techniques to change how you tackle bill payment, lower debt, budget, and save for your future. All with a little help from above.
	The 30 Day Money Challenge	by Michael Camarata Jan. 20, 2012	You set the price!	1546 words	Sample 20%
	Taking charge of your financial future means being willing to make personal sacrifices. Making small sacrifices today can prevent huge financial disasters in the future. Are you willing to do what it takes to get your finances back on track? Then you're ready for The 30 Day Money Challenge.
	Fix Your Own Credit	by Michelle Garber Jan. 12, 2012	$7.99	31617 words	Sample 10%
	This book is a step-by-step, do-it-yourself manual on how to repair your current credit rating situation. If you are getting a ton of collection calls or letters, having trouble getting a loan, a credit card, a job, or you just want to have a higher credit score, this book will detail exactly what you need to do to get that.
	The Ten Most Important Finance Fundamentals for Everyone	by Matt Lockwood Jan. 06, 2012	$9.99	10109 words	Sample 30%
	The world of finance summarised into ten fundamental points.
	Increase Your Credit Score By Knowing Your Credit Card Company Upload Dates Part I	by Monica Rich Jan. 05, 2012	Free!	912 words	Sample 20%
	Part I of learning how to increase your credit score based on when your creditor submits your information to be reported. Much needed in addition to Part II when improving your credit score
	El Secreto de los Nuevos Ricos - Descubre cómo piensan las mentes millonarias del nuevo siglo	by Josue Rodriguez Jan. 03, 2012	$3.99	13487 words	Sample 20%
	La mayoría de la población tiene una relación de amor/odio con las riquezas. Resienten a aquellos que las poseen pero pasan todas sus vidas tratando de conseguirlas para sí mismos. La razón por la cual la mayoría de los individuos nunca acumula ahorros sustanciales es porque no comprenden la naturaleza del dinero o de cómo funciona.
	Teach Your Kids To Save	by Dee Phillips Jan. 02, 2012	$1.49	6262 words	Sample 10%
	Teaching your children to save is an invaluable life lesson. Helping them learn the value of money and how to save it will aid them in all of their future endeavours. This ebook gives you tips and options in teaching your children to save.
	The Frugal Way: Smart Budgets for Busy People	by Maria Zannini Dec. 31, 2011	$0.99	20628 words	Sample 10%
	Smart Budgets for Busy People will show you how to spend less and get more. In a world where everybody else seems to be calling the shots, frugal living is empowering. This time, you’re in charge.
	Secrets of a SuperSaver	by Janet Woody Dec. 31, 2011	$2.49	7744 words	Sample 20%
	Learn to use coupons and additional saving methods to CASH IN at the registers and SAVE BIG!
	Why Being A Stock Market Investor Sucks	by Frank Tudor Dec. 31, 2011	$0.99	2056 words
	As a retail investor in stocks, I walk you though how corruption is prevalent in our markets, and how to protect yourself.
	The Secret To Attaining Wealth	by Myles A. Bush, Jr. Dec. 30, 2011	$9.99	49305 words	Sample 27%
	"The Secret To Attaining Wealth," is a common sense guide designed to help readers take control of their finances. Readers learn principles that make attaining wealth a reality instead of a distant dream. This common sense approach to learning basic principles puts readers in the driver’s seat. They’ll learn to: pay off debt in three years; invest in the markets, and spend threir way to wealth.
	How Do You Know When We Are In A Financial Bubble?	by Dale Maley Dec. 29, 2011	$2.99	3189 words	Sample 20%
	Financial bubbles have been occurring for hundreds of years. Most of us have lived through the Tech Wreck of 2000 and the Sub-Prime Crash of 2008. This short story examines and identifies the common characteristics of financial bubbles. Reading this short story might help you identify the next time we find ourselves in a financial bubble.
	Credivac DIY Credit Repair	by William Trefethen Dec. 27, 2011	$9.95	22543 words	Sample 20%
	The Credivac DIY Credit Repair Manual provides the necessary tools and forms to repair your credit without paying huge fees. Don't be a victim of bad credit anymore!
	My Home Budget	by Arun S H Dec. 26, 2011	$1.50	5705 words	Sample 20%
	Show you exactly how to manage daily money with a limited monthly income in right budget..Simple and easy guide to follow..Experienced for over than 40 years,The system had worked like a charm, in different conditions and places. With a little modification as you see fit, you may conceivably devise a better system to meet your needs: in the process improving the quality of your life.
	Mastering Your Credit - 2012	by JAC Dec. 26, 2011	$6.99	24828 words	Sample 20%
	Mastering Your Credit - 2012 gives you the truth about 'credit' and how you can establish your credit or improve your credit score no matter what your situation is. Understanding how credit works and learing how to maintain your credit score in today's economy will help you rebuild your credit, rebuild your life.
	Philanthropy and Social Investing Blueprint 2012	by Lucy Bernholz Dec. 20, 2011	$8.99	9349 words	Sample 20%
	The annual industry forecast for philanthropy and social investing. Everything you need to know to plan for 2012.
	Someday Is Not a Plan: A Guide to Understanding Money in Plain English	by Dave Straube Dec. 16, 2011	$1.99	44349 words	Sample 20%
	How money works is not rocket science. "Someday Is Not a Plan" explains the basics of personal finance from compound interest to investing for retirement without using charts, formulas, or confusing financial terminology. Follow along as twenty-something Larry gets financial advice from his retired uncle in a series of casual conversations over coffee.
	The Rich Student	by Adam Bryan Dec. 14, 2011	$3.99	10084 words	Sample 20%
	Are you a poor college student looking for extra ways to boost your income and put some extra cash in your pockets? If so, then this book will provide your with many surefire ways to instantly boost your income without ever leaving your dorm room.
	I Heart Money	by David Lester Dec. 14, 2011	$9.99	29360 words	Sample 20%
	I love money. I've always loved money. Loving money has allowed me to start my own ideal business, buy my dream car for free, horseback ride every Thursday, travel more and spend time with the people in my life I love. This book will teach you how to dream your best life then realize it by allocating the financial resources. Learn to optimize everything financial to live your ultimate life.
	How to Create Savings	by Jerrold Mundis Dec. 12, 2011	$0.99	4710 words	Sample 30%
	Would you like to have savings? No matter who you are? Or what you work at? Or, if you have some already, would you like to have more? And pretty much without effort, in ways that are easier than you think? Well, you can. Seriously. This mini-book, How to Create Savings, by bestselling personal finance author Jerrold Mundis, will show you exactly how—simply, easily. Starting right now.
	400 Ways to Save a Fortune	by Annie Jean Brewer Dec. 12, 2011	$0.99	15126 words	Sample 20%
	434 tips and tricks to save money.
	101 ways to make and save money	by Yuriy Zhvakolyuk Dec. 10, 2011	$1.99	12393 words	Sample 20%
	Автор делится личным опыта ведения бизнеса, распоряжения прибылью и превращения её в моральный капитал. The author shares personal experience in managing business and turning profits into the moral capital.
	How To Stop Harassing Debt Collection Calls	by David Knorr Dec. 07, 2011	$3.99	7413 words	Sample 15%
	Have you been subjected to unfair debt collection practices? Had a bill collector yell & threaten you? If you're tired of being harassed and poorly treated by oppressive debt collectors or debt collection agencies, then this book will help you learn ways that you can make it stop. Know your rights under the Federal Debt Collection Practices Act (FDCPA). Stop unfair debt collection practices now.
	Financial Basics: A Money Management Guide for Students	by Susan Knox Dec. 06, 2011	$9.99	42089 words	Sample 10%
	A financial guide for high-school and college students.
	The Death of Capital Gains Investing (and What to Replace It With)	by Richard Stooker Dec. 06, 2011	Free!	5002 words	Read a sample
	The longest bull market in history peaked in October 2007. The last twelve years have been a "lost dozen." Thousands of Americans are in city parks whining the stock market is a scam and capitalism no longer works. The old paradigms have shifted. Where're the 10% average annual gains the experts promised the stock market would deliver?
	12 Steps to Becoming Debt Free	by Michael Angier Nov. 29, 2011	$0.99	1781 words	Sample 20%
	12 Steps to Becoming Debt Free is a brief report that gives you the reasons and the tools you need to finally make it happen. In a quick, clear format, you'll learn tried-and-true strategies to help you achieve your goal of reducing—and eliminating—your debt.
	Credit Glossary	by Monica Rich Nov. 28, 2011	Free!	3343 words	Read a sample
	credit dictionary/glossary to educate and help people understand credit terms and terminology when negotiating debt or just for informational purposes.
	Increase Your Credit Score By Knowing Your Credit Card Company Upload Dates	by Monica Rich Nov. 28, 2011	$0.99	3061 words	Sample 10%
	Knowing your credit card company, creditor, or mortgage company upload date when you pay your bills will help you increase your credit score. Also included as a benefit is a list of major credit card companies and the credit bureaus they use to pull your credit.
	Funding Autism Treatment	by Michelle McFarland-McDaniels Nov. 28, 2011	$4.99	6127 words	Sample 20%
	Tips and strategies for finding financial assistance to pay for autism treatments, therapies, assessments and equipment.
	Dream Save Do - A No-Nonsense, Step-By-Step Blueprint for Amassing the Cash You Need to Live Your Dream	by Betsy & Warren Talbot Nov. 23, 2011	$9.99	39432 words	Sample 20%
	Here is the simplest, most effective way to amass the cash to live your dream (without selling body parts, living like a hermit, or existing on ramen noodles). It is not a get-rich-quick scheme or a fad. It is simply a more focused way to think about money and how it can be used to fund your dream life.
	101 Powerful Credit Repair Tips	by Father Pharaoh Nov. 21, 2011	Free!	24576 words	Read a sample
	This book will teach you the powerful strategies you need to build the financial habits that will help you to a keep a high credit risk rating. It really is that simple. Start reading and be prepared to start taking small but powerful steps that can have a dramatic impact on your financial life!
	Index based ETF Value Investment with Hedging Strategies for Volatile Markets	by Frank Tudor Nov. 20, 2011	$2.99	1563 words	Sample 10%
	Index based ETF Value Investment with Hedging Strategies for Volatile Markets
	Who Are The Bogleheads And Should You Become One?	by Dale Maley Nov. 20, 2011	$2.99	6865 words	Sample 20%
	Bogleheads are people who are very interested in investing. They meet and share their ideas about investing and personal finance on their online forum. Over half of the Bogleheads are already millionaires. After reading this short story about the Bogleheads, you may decide to improve your own financial situation by joining their online forum.
	Investing Strategies for Self-Managed Retirement Accounts	by Frank Tudor Nov. 20, 2011	$2.99	2021 words	Sample 10%
	Investing Strategies for Self-Managed Retirement Accounts
	The Simplest Method to Select Stocks and Value Companies	by Frank Tudor Nov. 20, 2011	$2.99	2430 words	Sample 10%
	The Simplest Method to Select Stocks and Value Companies
	Saving Money: the Missing Link	by Joe Atikian Nov. 20, 2011	$2.99	6929 words	Sample 33%
	Saving Money: the Missing Link is not a “how to” book. It contains no tips on being frugal or penny-pinching because that’s not what saving money is about. Instead it shows you what the bankers and coupon clippers have all missed. You need to work with your desires in order to succeed. Joe Atikian has done this, and he uses his experience to explain saving money in a whole new way.
	A Way Back from Deep Debt: Debtors Anonymous	by Jerrold Mundis Nov. 19, 2011	Free!	3622 words	Read a sample
	This article on Debtors Anonymous originally appeared in the New York Times Magazine. Debtors Anonymous is a 12-Step self-help program modeled on Alcoholics Anonymous that helps its members recover from past debts, negotiate with and pay off all their creditors on a humane and manageable schedule, increase income, avoid new unsecured debt going forward, and live a happier life with money.
	Money while you sleep! - and other ideas about wealth	by Bakari Akil II, Ph.D. Nov. 19, 2011	$3.99	20991 words	Sample 8%
	Accumulating wealth isn't a 1-2-3 procedure, it's a process. Unless you win the lottery or are a trust fund baby (and oh, I wish I were one of the two), acquiring money takes a multi-faceted approach. Furthermore, it requires a mindset and that is what this book is about. This book is a collection of tried and true rules about becoming rich that can help you in your journey to acquire wealth.
	A Guide To Financial Planning - Canadian Edition	by Barrie Conrod Nov. 17, 2011	$15.00	13043 words	Sample 20%
	Are you like so many Canadians and you spend more than you earn? Would you like to change jobs but can't afford to? Are arguments about money affecting your relationships? Whether you are deeply in debt, financially comfortable, or already wealthy, this book can transform your relationship with money and may transform your life. It is written by a Canadian for Canadians.
	A Guide To Financial Planning - US Edition	by Barrie Conrod Nov. 17, 2011	$15.00	13480 words	Sample 20%
	A personal financial plan can give you the comfort and knowledge you are taking steps to ensure the future you want financially. We have given you the basics in this book to help the average person and family to become financial independent.
	Defending a Lawsuit by a Junk Debt Buyer (Collection Agency): How a Florida Mom Won!	by Sheila R. Munoz, Ed.D. Nov. 16, 2011	$9.99	11893 words	Sample 20%
	Finding yourself in a lawuit by a junk debt buyer (collection agency)? Read step-by-step how a Florida mom fought back and ultimately won! It even includes mistakes she made. This book is not intended as legal advice. Every case is different; every case is won by different methods. Readers may request a FREE COPY of all the court documents (redacted) used in this case, 121 pages!
	Can Hoover Dam’s Design Principles Help Us Solve the Retirement Income Problem?	by Dale Maley Nov. 15, 2011	$2.99	4529 words	Sample 20%
	One of their biggest challenges for retirees is making a retirement portfolio last during retirement. This is a challenge because of the fluctuating nature of future stock market returns. This short story compares Hoover Dam’s design to the retirement portfolio income problem. After reading this short story, you will gain a new appreciation for your own retirement income solution.
	Uncle Bobs Money - Generating Income with Conservative Options Trades	by Uncle Bob Williams Nov. 14, 2011	$2.99	35706 words	Sample 20%
	Proven money-making secrets should not belong to the privileged few. Every investor should know how to generate income using conservative options trades so the risk of loss is low.
	How to Escape the Medical Debt Trap	by Claire Moylan Nov. 09, 2011	You set the price!	11280 words	Sample 20%
	A guide for those already in medical debt or those wishing to avoid high medical costs. Insured, uninsured, or under-insured can all benefit from some of the strategies revealed in this book on how to conquer medical debt nightmares. Learn valuable financial techniques on how to handle excessive medical debt so it doesn't haunt you for the rest of your life.
	The Successful Single Mom Gets Rich!	by Honoree Corpron Corder Nov. 07, 2011	$5.99	37140 words	Sample 20%
	There's nothing more stressful as a single mom than worrying about how you're going to provide for your children. The Successful Single Mom Gets Rich takes the guess-work out of the "how" of getting on your financial feet and creating a solid future for yourself and your future.