Welcome to our directory of downloadable Kindle ebooks from the authors and publishers at Smashwords. Sample up to 10,000 words for free, then click over to Smashwords to download samples for your Kindle, or to purchase the books.  Hundreds to choose from, with new content every day.  Enjoy!

	The Insurance Wars	by Chuck Tompkins Feb. 08, 2012	$9.95	95482 words	Sample 15%
	An entrepreneur shares ‘war stories’ of building a business and prospering. Multi-millionaire and insurance industry expert, Chuck Tompkins remembers the day his huge commission checks weren't enough to convince a small-town banker his business was worth saving. Via a powerfully honest, hearty “tell-it-like-it-is” reflection, Tompkins recounts all-too humbling, entrepreneurial lessons like these.
	How to Insure Your Business	by Dr Jim Porter Jan. 12, 2012	$2.99	2679 words	Sample 20%
	Entrepreneurs Brief Guide - How to Insure Your Business. In 30 minutes, learn how to: (a) Identify what should be insured, (b) Choose the right cover, (c) Select an insurer and (d) File a claim
	Ethics and Responsibilities for Florida Adjusters	by Michael Lustig Sep. 05, 2011	$9.99	16514 words	Sample 2%
	This textbook is a study of ethical conduct for insurance adjusters in Florida, examining some of the ethical dilemmas they face and presenting the topics of deceptive trade practices and fair claims handling.
	Annuity Training	by Michael Lustig Aug. 18, 2011	$9.99	34190 words	Sample 2%
	Annuity Training provides an in-depth examination of annuities with an emphasis on the classification and contract provisions and the types of annuity plans available and their benefits. This textbook provides a wealth of information regarding annuities, including history, types and classification and the taxation of annuities.
	Oklahoma Health Care Reform and High-Risk Pool	by Michael Lustig Aug. 08, 2011	$9.99	12515 words	Sample 2%
	Oklahoma Health Care Reform and High Risk Pool provides an overview of health care reform, its social and economic characteristics, covering all the changes in the state of Oklahoma.
	Insurance Ethics Training	by Michael Lustig Aug. 08, 2011	$9.99	18198 words	Sample 2%
	Insurance Ethics Training is a study of ethical practices for insurance agents, examining closely the parties to whom agents owe an ethical responsibility, the law of agency, agent and broker liability, and deceptive trade practices and fair claims handling.
	Suitability of Annuity and Life Insurance Transactions for Seniors	by Michael Lustig Aug. 08, 2011	$9.99	15341 words	Sample 2%
	Suitability of Annuity and Life Insurance Transactions for Seniors provides an in-depth examination of annuity and life insurance for Seniors in the United States with an emphasis on the regulations and policies that govern it and the types of annuities according to premiums paid, payout and investment options.
	Long Term Care Insurance in the United States	by Michael Lustig Aug. 05, 2011	$9.99	9388 words	Sample 20%
	Provides an in-depth examination of long-term care in the United States with an emphasis on the regulations and policies that govern it and the types of long-term care insurance policies available and their benefits.
	Insurance Adjusting After Hurricanes and Tornadoes	by Michael Lustig Aug. 05, 2011	$9.99	12185 words	Sample 20%
	Insurance Adjusting After Hurricanes and Tornadoes covers the issues adjusters in Florida encounter when a natural disaster occurs and how to handle the special circumstances in processing these claims.
	Understanding Medicare [Booklet]	by Timothy Barnes, CLU Aug. 03, 2011	$0.99	3074 words	Sample 20%
	Understanding Medicare is the first in a series of books about planning for insurance during retirement. Additional books in the series discuss, Medigap, Long Term Care Insurance and Medicare Advantage/Medicare D plans. This booklet is the shortest of the 4 volumes at only 3,068 words in 11 pages. An firm understanding of what Medicare will and will not cover is crucial.
	Premium Discounts for Hurricane Loss Mitigation	by Michael Lustig Aug. 01, 2011	$9.99	4983 words	Sample 2%
	Premium Discounts for Hurricane Loss Mitigation provides an in-depth examination of Hurricane Loss Mitigation in Florida with an emphasis on the regulations and policies that govern it and the types of Premium Discounts available and their benefits.
	Homeowners Insurance Adjusting in Florida	by Michael Lustig Aug. 01, 2011	$9.99	45897 words	Sample 2%
	Homeowners Insurance Adjusting in Florida will educate Florida Public Adjusters on homeowners policies, their legal and ethical obligations to achieve satisfactory claim settlements.
	Life, Accident and Health Insurance in the United States	by Michael Lustig July 22, 2011	$9.99	51029 words	Sample 2%
	An overview of the life and health insurance business in the United States. Expand your knowledge on nearly every aspect of the life and health insurance industry in the United States. Ten of thousands of copies of this course have been sold to agents and brokers in nearly every state over the past decade.
	Policy Premium Laws in America	by Michael Lustig July 19, 2011	$9.99	35580 words	Sample 2%
	An in-depth examination of how policy premiums are developed and the laws that regulate them. This textbook reveals how insurance companies determine policy premiums and how state agencies regulate them.
	Concepts of Disability Income Insurance	by Michael Lustig July 19, 2011	$9.99	54843 words	Sample 2%
	The most thorough and comprehensive of any published textbook on the subject of disability income insurance. Two years in the making, this book covers every minute detail, from contractual provisions and benefits to underwriting and claims. Concepts of Disability Income Insurance is an authoritative when-where, how-to manual that no agent should be without.
	Law and the Insurance Contract	by Michael Lustig July 15, 2011	$9.99	59847 words	Sample 2%
	This textbook will teach you in layman language the intricacies of insurance contract law, from general principles to agency, from privacy to constitutional issues.
	Legal Concepts of Insurance	by Michael Lustig July 13, 2011	$9.99	46208 words	Sample 2%
	This unique textbook looks at the concepts of insurance from a legal perspective and reveals some fascinating points of interest. For example, English courts of law were hearing insurable interest cases as far back as the late 1700's under King George II. The decisions made by those early courts form the basis of modern-day insurable interest laws.
	Business Continuation Insurance	by Michael Lustig July 09, 2011	$9.99	68807 words	Sample 2%
	In the event of death or disability, a properly executed Buy-Sell Agreement is to the continued success of a business what a properly executed will is to the financial stability of a grieving widow or widower. This fascinating and informative text will leave you well skilled in creating or analyzing the all too important Buy-Sell Agreement.
	If You Come To A Bridge, You've Gone Too Far!	by Jan Sumner July 07, 2011	$0.99	32111 words	Sample 10%
	This is a compilation of humorous, interesting and hard to believe tales from over thirty years of conducting insurance inspections on unsuspecting and unbelievable businesses. Whoever said, "You can't make this stuff up", had this adventure in mind.
	Water Damage Protection Measures	by Willy G. Henderson Oct. 09, 2010	$0.99	5116 words	Sample 50%
	Over the past ten years water damage claims have steadily increased to the point where they have overtaken all other property losses combined. Written to provide professional insurance adjusters with a basis for assessing flood and water damage risk. This guide is a combination of two articles published for the Ontario Insurance Adjuster's Association magazine Without Prejudice in April & May 2010
	How to Get a Raise from Managed Care Plans and Negotiate Your Contracts	by Lyn Kelley June 13, 2010	$19.00	11846 words	Sample 10%
	All medical and healthcare providers need to read this book! Your practice success depends on it. You will learn how Managed Care Plans covertly attempt to abuse you and how you can stop their unfair practices immediately. You’ll learn how to negotiate, how to investigate them, what to do when care is denied, how to appeal, how to get raises, and tricky phrases in your contract to look out for.
	How To Make Your Insurance Company Pay	by Raymond Cross March 30, 2010	You set the price!	30747 words	Sample 25%
	Insurance is costly. It ought to be a comfort in trouble. It should protect you from loss. If your insurance company fights, you can lose big. So, this investment in property insurance savvy could save you a bundle, not only when you make a claim, but through the premium paying years as well. Discover 10 insurance mistakes, 15 claim problems, 10 progressive personal pressure tactics and much more.
	Bend the Healthcare Trend: How Consumer-Driven Health & Wellness Plans Lower Insurance Costs	by Mark Gaunya Dec. 16, 2009	$9.95	40036 words	Sample 20%
	Traditional health insurance options haven’t just failed to stop the bleeding—they’ve also kept Americans in the dark and robbed them of choice. Consumer-driven health plans put knowledge and power back into people’s hands.
	More Banker’s Insights on International Trade - Exporters' Edition	by Roy Becker July 27, 2009	$14.99	40817 words	Sample 30%
	Lessons from practical experience about international trade of particular interest to exporters. The book contains true stories to illustrate how to mitigate risk and improve cash flow for and exporters. Roy delivers extremely useful and sometimes complex international trade information in an easy to follow entertaining manner. Serious stuff that's fun to read.
	More Banker’s Insights on International Trade - Student Edition Rev 2011	by Roy Becker July 27, 2009	$19.99	32466 words	Sample 10%
	Lessons from practical experience about international trade of particular interest to international busines students. The book contains true stories to illustrate how to mitigate risk and improve cash flow for importers and exporters. Roy delivers extremely useful and sometimes complex international trade information in an easy to follow entertaining manner. Includes discussion questions.